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Small Loans, Big Changes.

Lend to entrepreneurs in developing countries to help create new opportunities.
Making Connections

Expanding Economic Opportunity

We aim to provide small loans to the world’s poorest people who live in off-grid locations cut off from much of the basic services of big city life. We’ve made connections—and seen positive change—in a small community in a mountainous region of Haiti to a farming village on a distant island in the Philippines to an urban town torn by civil war in Cameroon. Traditional banking has not penetrated most of these places and those in these communities suffer due to lack of opportunity, not lack of motivation. JTJ partners with local organizations on ground to not only distribute loans, but also be there along the way…to truly journey with the poor.
4
Field Partners
4250
Loaned
45
Happy Entrepreneurs
95%
Repayment Rate
Across The Globe
Our Process

How It Works

Can such a small amount really make a change? Yes! You’d be amazed how far a small micro-loan will take a person who has all the motivation in the world and just lacks the resources – we fuel their dreams with a small bit of capital.
Here’s how it works.

1. Partner
1. Partner
We partner with communities to bring change as a holistic community-wide investment
2. Empower
2. Empower
Through our partner local organizations, we train and mentor those in selected communities who want to start/build a business
3. Lend
3. Lend
We connect poor entrepreneurs with people around the globe to provide an avenue for philanthropic giving that fuels localized micro-loans
4. Grow
4. Grow
Through our partners on the ground, we remain closely tied to the entrepreneurs as they continue to develop their businesses

In The Spotlight

Featured Entrepreneur

Viton Chery, 56, is a widow with two grown children. She is a female shop owner and one of the leaders of the JTJ Church in Titanyen, Haiti. After her husband died she struggled to provide for herself and her children, but through JTJ’s staff, she signed up with our micro-loan program and received a loan to start up her own shop. A strong, independent woman, Viton smiles when she proudly states, “I am about to grow my business!”  She plans to continue to learn from JTJ Field Partners and to be a micro-loan recipient to increase her knowledge and pass the information on to her children.
Joining Hands To Help The World

Browse Loans By Region

By lending as little as $10, you can connect with people around the world and help them reach their goals.